Matthew Schlau May 23, 2018 Estate Planning, Your Smarter Estate Plan, Retirement Don't Let Your Retirement Account Get Cut in Half Matthew Schlau May 23, 2018 Estate Planning, Your Smarter Estate Plan, Retirement Failing to make sure your estate planning is coordinated with your retirement planning can have serious adverse effects on your estate and its beneficiaries. At worst, you’re looking at a 50% excise tax staring you in the face.